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    BEST BALANCE TRANSFER CREDIT CARDS

    Best Credit Cards Low Interest Rate   Balance Transfer No Annual Fee   Gold & Platinum   Reward Credit Cards   Business Credit Cards
    Company/Card Purchase Rate Balance Transfer Interest Free Days Rewards Fee
      Citibank Gold Card
    20.74% 1.9% p.a. for 12 months Up to 55 days $1 = 1 Point $149
      Citibank Emirates
    20.74% 1.9% p.a. for 12 months Up to 55 days Skywards Miles $229
      BP Citibank Mastercard
    20.89% 1.9% p.a. for 12 months Up to 55 days 5% OFF at BP $79
      HSBC Credit Card
    16.99% 0% for 6 months Up to 55 days HSBC Membership Program $0
      Citibank Clear Platinum Card
    11.49% 0% for 6 months Up to 55 days Citibank World Privileges $99
      ANZ Low Rate Master Card
    13.24% 0% for 6 months Up to 55 days N/A $58
      CUA Gold
    19.24% 2.9% p.a. for 9 months Up to 55 days N/A $85
      St.George Low Rate Vertigo
    12.49% 2.99% for 6 months Up to 55 days St.George Benefits $55
      Virgin No Annual Fee Card
    16.95% 2.9% for 6 months Up to 44 days Virgin Family Offers $0
      Aussie Mastercard
    12.99% 2.99% for the first 6 months Up to 55 days N/A $49
      Citibank Clear Card
    15.49% 0% for 6 months Up to 55 days N/A $65
      Citibank Silver Card
    19.99% 2.9% for 12 months Up to 55 days $1 = 1 Point $89
      Citibank Platinum Card
    19.99% 2.9% for 12 months Up to 55 days $1 = 1 Point $250
      St.George Platinum
    15.74% 3.99% for 6 months Up to 55 days Exclusive Platinum Program $89
      Commonwealth Bank Low Fee
    N/A 5.99% p.a. for 5 months Up to 55 days N/A $0

     

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    Balance Transfer Credit Cards

    Many credit card providers offer you the option of transferring an owing amount from an existing credit card to a new credit card offering 6-12 months interest free period. This can be excellent way of buying something without the need of a personal loan.

    Whether you choose balance transfer, frequent flyer points, low interest or even no annual fee, you will find plenty of varying options available in the current market.

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