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    NO FEE CREDIT CARDS

    Best Credit Cards Low Interest Rate   Balance Transfer No Annual Fee   Gold & Platinum   Reward Credit Cards   Business Credit Cards
    Company/Card Purchase Rate Balance Transfer Interest Free Days Rewards Fee
      Virgin No Annual Fee Card
    16.95% 2.9% for 6 months Up to 44 days Virgin Family Offers $0
      HSBC Credit Card
    16.99% 0% for 6 months Up to 55 days HSBC Membership Program $0
      Commonwealth Bank Low Fee
    N/A 5.99% p.a. for 5 months Up to 55 days N/A $0
      BankSA No Fee Credit Card
    18.75% N/A N/A N/A FREE
      ANZ First Credit Card
    18.99% 7.99% p.a. for 6 months Up to 55 days N/A $30 for First Year
      AMEX Gold Business
    20.49% N/A Up to 55 days $1 for 1.5 points $0 1st Year

     

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    No Annual Fee Credit Cards

    Before you start using a credit card, check to see the annual fee associated with the credit card. The annual fee is the amount you are expected to pay to keep a credit card active. Even if you do not use the card for a single transaction, you will end up paying the annual fees (if there is an annual fee).

    Almost all credit card companies offer credit cards without levying any annual fee, you should make sure the zero annual fees is for life (and not a promotional offer for a limited period of time).

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    HSBC Credit Card

    Aussie MasterCard

    BP CITIBANK MASTERCARD